South Carolina § 38-63-210 - Whole contract, including application, must appear in policy; oral applications.
Full text of South Carolina South Carolina Code of Laws § 38-63-210 — Whole contract, including application, must appear in policy; oral applications., with citation guidance and answers to common questions.
§ 38-63-210. Whole contract, including application, must appear in policy; oral applications.
Every insurer doing a life insurance business in the State shall deliver with each policy of insurance issued by it a copy of the application made by the insured so that the whole contract appears in the application and policy of insurance. If the insurer violates this requirement, no defense is allowed to the policy on account of anything contained in, or omitted from, the application. If the insurance policy is issued upon an oral application, no defense is allowed to the policy on account of anything contained in, or omitted from, the oral application.
HISTORY: Former 1976 Code SECTION 38-63-210 [1985 Act No. 189, SECTION 1] recodified as SECTION 38-53-200 by 1987 Act No. 155, SECTION 1; Former 1976 Code SECTION 38-9-70 [1947 (45) 322; 1949 (46) 600; 1952 Code SECTION 37-146; 1962 Code SECTION 37-146; 1980 Act No. 305, SECTION 1] recodified as SECTION 38-63-210 by 1987 Act No. 155, SECTION 1.
Source: official South Carolina text · Last verified 2026-08-27
Frequently Asked Questions About South Carolina § 38-63-210
What does South Carolina Code of Laws § 38-63-210 cover?
Section 38-63-210 ("Whole contract, including application, must appear in policy; oral applications.") is part of the South Carolina Code of Laws, the codified statutory law of South Carolina. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite South Carolina § 38-63-210?
A common citation format is "South Carolina Code of Laws § 38-63-210" (South Carolina). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of South Carolina law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the South Carolina official source linked on this page or consult a licensed South Carolina attorney.
How does South Carolina § 38-63-210 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in South Carolina can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in South Carolina.