South Carolina § 38-57-180 - Insurance cost must be specified in sales and loans.
Full text of South Carolina South Carolina Code of Laws § 38-57-180 — Insurance cost must be specified in sales and loans., with citation guidance and answers to common questions.
§ 38-57-180. Insurance cost must be specified in sales and loans.
Where the premium or charge for insurance is included in the overall purchase price or financing of the purchase of merchandise or property, the vendor or lender shall separately state and identify the amount charged and to be paid for the insurance and the classifications if any, upon which based. The inclusion or exclusion of the cost of insurance in the purchase price or financing may not increase, reduce, or otherwise affect any other factor involved in the cost of the merchandise or property or financing as to the purchaser or borrower.
HISTORY: Former 1976 Code SECTION 38-57-180 [1947 (45) 322; 1952 Code SECTION 37-1166; 1962 Code SECTION 37-1166; 1978 Act No. 585 SECTION 16] recodified as SECTION 23-9-430 by 1987 Act No. 155, SECTION 1; Former 1976 Code SECTION 38-55-180 [1962 Code SECTION 37-1218; 1964 (53) 2293] recodified as SECTION 38-57-180 by 1987 Act No. 155, SECTION 1.
Source: official South Carolina text · Last verified 2026-08-27
Frequently Asked Questions About South Carolina § 38-57-180
What does South Carolina Code of Laws § 38-57-180 cover?
Section 38-57-180 ("Insurance cost must be specified in sales and loans.") is part of the South Carolina Code of Laws, the codified statutory law of South Carolina. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite South Carolina § 38-57-180?
A common citation format is "South Carolina Code of Laws § 38-57-180" (South Carolina). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of South Carolina law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the South Carolina official source linked on this page or consult a licensed South Carolina attorney.
How does South Carolina § 38-57-180 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in South Carolina can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in South Carolina.