South Carolina § 37-4-210 - What constitutes disability.

Full text of South Carolina South Carolina Code of Laws § 37-4-210 — What constitutes disability., with citation guidance and answers to common questions.

§ 37-4-210. What constitutes disability.

Disability shall not be defined more restrictively than the inability of the insured to engage in his own occupation during the first year of disability or for the length of the benefit period if less than one year. After the first year of disability, disability shall not be defined more restrictively than the inability of the insured to engage in the substantial duties of any gainful occupation for substantially equivalent remuneration to the insured's own occupation. Substantially equivalent remuneration means not less than seventy-five percent of the insured's base wage, exclusive of overtime and bonus, as of the date disability commences.

HISTORY: 1999 Act No. 66, SECTION 20.

Part 3

Property and Liability Insurance

Source: official South Carolina text · Last verified 2026-08-27

Frequently Asked Questions About South Carolina § 37-4-210

What does South Carolina Code of Laws § 37-4-210 cover?

Section 37-4-210 ("What constitutes disability.") is part of the South Carolina Code of Laws, the codified statutory law of South Carolina. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite South Carolina § 37-4-210?

A common citation format is "South Carolina Code of Laws § 37-4-210" (South Carolina). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of South Carolina law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the South Carolina official source linked on this page or consult a licensed South Carolina attorney.

How does South Carolina § 37-4-210 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in South Carolina can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in South Carolina.