Rhode Island § 6-51-1 - The Rhode Island Automobile Repossession Act
Full text of Rhode Island Rhode Island General Laws § 6-51-1 — The Rhode Island Automobile Repossession Act, with citation guidance and answers to common questions.
§ 6-51-1. The Rhode Island Automobile Repossession Act
R.I. Gen. Laws § 6-51-1
§ 6-51-1. Legislative findings.
The general assembly finds and declares that:
(a) Rhode Island consumers who have purchased, through an extension of credit, or leased an automobile may fall behind on payments during difficult economic or emotional times and should be allowed to cure a default on the loan or lease within the time provided under this chapter.
(b) If the consumer is unable to cure such a default and the lessor or secured party repossesses the automobile, the repossession cannot take place on the property owned or rented by the consumer without his or her consent except as provided by this chapter or by judicial action. In the event of repossession, a consumer is allowed to redeem the automobile within the time provided by this chapter.
(c) The lessor or secured party who holds title to the automobile shall be allowed to dispose of the automobile after repossession in order to recover the fair market value of the vehicle and expenses from the repossession according to the provisions of this chapter and any other applicable laws of this state.
History of Section.
P.L. 2007, ch. 296, § 1; P.L. 2008, ch. 115, § 1; P.L. 2008, ch. 217, § 1; P.L. 2014,
ch. 528, § 38.
Source: official Rhode Island text · Last verified 2026-08-27
Frequently Asked Questions About Rhode Island § 6-51-1
What does Rhode Island General Laws § 6-51-1 cover?
Section 6-51-1 ("The Rhode Island Automobile Repossession Act") is part of the Rhode Island General Laws, the codified statutory law of Rhode Island. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Rhode Island § 6-51-1?
A common citation format is "Rhode Island General Laws § 6-51-1" (Rhode Island). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Rhode Island law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Rhode Island official source linked on this page or consult a licensed Rhode Island attorney.
How does Rhode Island § 6-51-1 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Rhode Island can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Rhode Island.