Rhode Island § 6-32-4 - Lay-Away Sales
Full text of Rhode Island Rhode Island General Laws § 6-32-4 — Lay-Away Sales, with citation guidance and answers to common questions.
§ 6-32-4. Lay-Away Sales
R.I. Gen. Laws § 6-32-4
§ 6-32-4. Notice required on agreement.
(a) No lay away sale shall be effective unless a written memorandum of the sale is signed and dated by the buyer and unless it conspicuously contains the following directly above the space reserved in the agreement or sales slip for the signature of the buyer:
Notice to buyer:
(1) You are entitled to a copy of this document at the time you sign it.
(2) You may at any time pay off the full unpaid balance due under this agreement, and in so doing you may be entitled to receive a partial rebate of the finance and insurance charges, if any.
(3) You may cancel this agreement provided you notify the seller in person or by registered or certified mail, which shall be given not later than midnight of the tenth calendar day after the day on which the buyer signs the agreement, excluding Sunday and any holiday on which regular mail deliveries are not made.
(b) The seller is not precluded from using his or her own form of notice provided it at least affords the consumer the protection of the statutory notice.
History of Section.
P.L. 1976, ch. 291, § 2; P.L. 1980, ch. 380, § 1.
Frequently Asked Questions About Rhode Island § 6-32-4
What does Rhode Island General Laws § 6-32-4 cover?
Section 6-32-4 ("Lay-Away Sales") is part of the Rhode Island General Laws, the codified statutory law of Rhode Island. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Rhode Island § 6-32-4?
A common citation format is "Rhode Island General Laws § 6-32-4" (Rhode Island). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Rhode Island law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Rhode Island official source linked on this page or consult a licensed Rhode Island attorney.
How does Rhode Island § 6-32-4 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Rhode Island can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Rhode Island.