Rhode Island § 45-47-2 - Municipal Liens on Fire Insurance Proceeds

Full text of Rhode Island Rhode Island General Laws § 45-47-2 — Municipal Liens on Fire Insurance Proceeds, with citation guidance and answers to common questions.

§ 45-47-2. Municipal Liens on Fire Insurance Proceeds

R.I. Gen. Laws § 45-47-2

§ 45-47-2. Certificate required for payment of claim.

(a) No insurance company shall pay any claim for more than ten thousand dollars ($10,000), as may be adjusted yearly for inflation by the insurance department, for damages arising out of a claim under an insurance policy caused by fire or explosion, without having first obtained from the insured a certificate stating:

(1) That no lien, as defined in § 45-47-1, in favor of the taxing jurisdiction exists, or

(2) The amount of any lien.

(b) The certificate shall be in the form and from the taxing jurisdiction official, as approved and designated by the insurance commissioner pursuant to regulations promulgated under this chapter.

History of Section.
P.L. 1982, ch. 251, § 1.

Source: official Rhode Island text · Last verified 2026-08-27

Frequently Asked Questions About Rhode Island § 45-47-2

What does Rhode Island General Laws § 45-47-2 cover?

Section 45-47-2 ("Municipal Liens on Fire Insurance Proceeds") is part of the Rhode Island General Laws, the codified statutory law of Rhode Island. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Rhode Island § 45-47-2?

A common citation format is "Rhode Island General Laws § 45-47-2" (Rhode Island). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Rhode Island law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Rhode Island official source linked on this page or consult a licensed Rhode Island attorney.

How does Rhode Island § 45-47-2 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Rhode Island can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Rhode Island.