Rhode Island § 27-83-5 - Pet Insurance Act [Effective January 1, 2026.]
Full text of Rhode Island Rhode Island General Laws § 27-83-5 — Pet Insurance Act [Effective January 1, 2026.], with citation guidance and answers to common questions.
§ 27-83-5. Pet Insurance Act [Effective January 1, 2026.]
R.I. Gen. Laws § 27-83-5
§ 27-83-5. Sales practices for wellness programs. [Effective January 1, 2026.]
(a) A pet insurer and/or producer shall not do the following:
(1) Market a wellness program as pet insurance; or
(2) Market a wellness program during the sale, solicitation, or negotiation of pet insurance.
(b) If a wellness program is sold by a pet insurer and/or producer:
(1) The purchase of the wellness program shall not be a requirement to the purchase of pet insurance;
(2) The costs of the wellness program shall be separate and identifiable from any pet insurance policy sold by a pet insurer and/or producer;
(3) The terms and conditions for the wellness program shall be separate from any pet insurance policy sold by a pet insurer and/or producer;
(4) The products or coverages available through the wellness program shall not duplicate products or coverages available through the pet insurance policy;
(5) The advertising of the wellness program shall not be misleading and shall be in accordance with subsection (b) of this section; and
(6) A pet insurer and/or producer shall clearly disclose the following to consumers, printed in twelve-point (12) boldface type:
(i) That wellness programs are not insurance.
(ii) The address and customer service telephone number of the pet insurer or producer or broker of record.
(c) Coverages included in the pet insurance policy contract described as “wellness” benefits are insurance.
History of Section.
P.L. 2025, ch. 422, § 1, effective January 1, 2026; P.L. 2025, ch. 423, § 1, effective
January 1, 2026.
Source: official Rhode Island text · Last verified 2026-08-27
Frequently Asked Questions About Rhode Island § 27-83-5
What does Rhode Island General Laws § 27-83-5 cover?
Section 27-83-5 ("Pet Insurance Act [Effective January 1, 2026.]") is part of the Rhode Island General Laws, the codified statutory law of Rhode Island. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Rhode Island § 27-83-5?
A common citation format is "Rhode Island General Laws § 27-83-5" (Rhode Island). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Rhode Island law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Rhode Island official source linked on this page or consult a licensed Rhode Island attorney.
How does Rhode Island § 27-83-5 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Rhode Island can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Rhode Island.