Rhode Island § 27-18-32 - Accident and Sickness Insurance Policies

§ 27-18-32. Discontinuance of coverage — Chronic disabilities.

Notwithstanding the provisions of § 27-18-19, no group health insurer shall discontinue reimbursement or providing services for covered healthcare services for chronic disabilities, unless the patient has exhausted benefits to which the patient is entitled under the basic subscriber agreement, or unless it is at the end of the open enrollment period provided notice of the discontinuation of the services is sent to subscribers who have been reimbursed for or utilized the services in the past three (3) years. The notice shall be mailed at least sixty (60) days prior to the beginning of the open enrollment period. For the purposes of this section, “chronic disability” means an impairment or illness that is likely to continue indefinitely.