Rhode Island § 11-49-4 - Credit Card Crime Act

§ 11-49-4. Fraudulent use of credit or debit cards.

A person who, with intent to defraud the issuer or a person or organization providing money, goods, services, or anything else of value or any other person, uses, for the purpose of obtaining money, goods, services, or anything else of value, a credit card or debit card obtained or retained in violation of this law or a credit card or debit card which they know is forged, expired, or revoked, or who obtains money, goods, services, or anything else of value by representing, without the consent of the cardholder, that they are the holder of a specified card or by representing that they are the holder of a card and the card has not in fact been issued, violates this section and is subject to the penalties set forth in § 11-49-10(a), if the value of all moneys, goods, services, and other things of value obtained in violation of this subsection does not exceed one hundred dollars ($100) in any six-month (6) period. The violator is subject to the penalties set forth in § 11-49-10(b) if the value does exceed one hundred dollars ($100) in any six-month (6) period. Knowledge of revocation shall be presumed to have been received by a cardholder four (4) days after it has been mailed to them at the address set forth on the credit card or debit card or at their last known address by registered or certified mail, return receipt requested, and, if the address is more than five hundred (500) miles from the place of mailing, by air mail. If the address is located outside the United States, Puerto Rico, the Virgin Islands, the Canal Zone, or Canada, notice shall be presumed to have been received ten (10) days after mailing by registered or certified mail.