Pennsylvania § 4708 - Sales practices for wellness programs.
Full text of Pennsylvania Pennsylvania Consolidated Statutes § 4708 — Sales practices for wellness programs., with citation guidance and answers to common questions.
§ 4708. Sales practices for wellness programs.
(a) Prohibitions.--A pet insurer or insurance producer may not characterize a wellness program as pet insurance.
(b) Conditions.--The sale, solicitation or negotiation of a wellness program by a pet insurer or insurance producer shall be in accordance with the following requirements:
(1) The purchase of the wellness program shall not be required for the purchase of a pet insurance policy.
(2) The costs of the wellness program shall be separate and identifiable from any pet insurance policy sold by a pet insurer or insurance producer.
(3) The terms and conditions of the wellness program must be separate from any pet insurance policy sold by a pet insurer or insurance producer.
(4) The products or coverages available through the wellness program shall not duplicate products or coverages available through the pet insurance policy.
(5) The advertising of the wellness program shall not be misleading and shall be in accordance with this subsection.
(6) The insured or prospective insured shall be provided a notice containing the following information in 12-point boldface type:
(i) A statement that a wellness program is not insurance.
(ii) The address and customer service telephone number of the pet insurer or insurance producer or broker of record.
(iii) The department's mailing address, toll-free telephone number and website address.
(c) Construction.--If a pet insurance policy contains coverage for benefits described as "wellness benefits," the benefits shall be considered insurance for purposes of this chapter.
Frequently Asked Questions About Pennsylvania § 4708
What does Pennsylvania Consolidated Statutes § 4708 cover?
Section 4708 ("Sales practices for wellness programs.") is part of the Pennsylvania Consolidated Statutes, the codified statutory law of Pennsylvania. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Pennsylvania § 4708?
A common citation format is "Pennsylvania Consolidated Statutes § 4708" (Pennsylvania). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Pennsylvania law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Pennsylvania official source linked on this page or consult a licensed Pennsylvania attorney.
How does Pennsylvania § 4708 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Pennsylvania can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Pennsylvania.