Pennsylvania § 4704 - Right to examine and return pet insurance policy.
Full text of Pennsylvania Pennsylvania Consolidated Statutes § 4704 — Right to examine and return pet insurance policy., with citation guidance and answers to common questions.
§ 4704. Right to examine and return pet insurance policy.
(a) General rule.--Except as provided in subsection (b), an individual who applies for a pet insurance policy may examine the pet insurance policy and, if not satisfied with the pet insurance policy for any reason, may return the pet insurance policy to the company that produced the pet insurance policy, or an agent or insurance producer of the company, within 30 days of receipt of the pet insurance policy. The following apply:
(1) The company that produced the pet insurance policy shall refund any premium paid by the individual regarding the pet insurance policy within 30 days after receiving the returned pet insurance policy.
(2) A refunded premium shall be sent directly to the person who paid the premium.
(3) If a pet insurance policy is returned in accordance with this subsection, the pet insurance policy shall be void as if it had never been issued.
(b) Exception.--Subsection (a) shall not apply if the individual is an insured who has filed a claim under the pet insurance policy.
(c) Notice.--Each pet insurance policy shall have the following notice printed in at least 12-point type, which shall be included on the first page of the pet insurance policy or attached to the pet insurance policy:
You have 30 days from the day you receive this policy, certificate or rider to review it and return it to the company if you decide not to keep it. You do not have to tell the company why you are returning it. If you decide not to keep it, simply return it to the company at its administrative office or you may return it to the agent or insurance producer that you bought it from as long as you have not filed a claim. You must return it within 30 days of the day you first received it. The company will refund the full amount of any premium paid within 30 days after it receives the returned policy, certificate or rider. The premium refund will be sent directly to the person who paid it. The policy, certificate or rider will be void as if it had never been issued.
Cross References. Section 4704 is referred to in section 4705 of this title.
Source: official Pennsylvania text · Last verified 2026-08-27
Frequently Asked Questions About Pennsylvania § 4704
What does Pennsylvania Consolidated Statutes § 4704 cover?
Section 4704 ("Right to examine and return pet insurance policy.") is part of the Pennsylvania Consolidated Statutes, the codified statutory law of Pennsylvania. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Pennsylvania § 4704?
A common citation format is "Pennsylvania Consolidated Statutes § 4704" (Pennsylvania). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Pennsylvania law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Pennsylvania official source linked on this page or consult a licensed Pennsylvania attorney.
How does Pennsylvania § 4704 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Pennsylvania can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Pennsylvania.