Pennsylvania § 3503 - Notice of dishonor.
Full text of Pennsylvania Pennsylvania Consolidated Statutes § 3503 — Notice of dishonor., with citation guidance and answers to common questions.
§ 3503. Notice of dishonor.
(a) Requirement of notice.--The obligation of an indorser stated in section 3415(a) (relating to obligation of indorser) and the obligation of a drawer stated in section 3414(d) (relating to obligation of drawer) may not be enforced unless:
(1) the indorser or drawer is given notice of dishonor of the instrument complying with this section; or
(2) notice of dishonor is excused under section 3504(b) (relating to excused presentment and notice of dishonor).
(b) Manner of notice.--Notice of dishonor may be given by any person; may be given by any commercially reasonable means, including an oral, written or electronic communication; and is sufficient if it reasonably identifies the instrument and indicates that the instrument has been dishonored or has not been paid or accepted. Return of an instrument given to a bank for collection is sufficient notice of dishonor.
(c) Time of notice.--Subject to section 3504(c), with respect to an instrument taken for collection by a collecting bank, notice of dishonor must be given:
(1) by the bank before midnight of the next banking day following the banking day on which the bank receives notice of dishonor of the instrument; or
(2) by any other person within 30 days following the day on which the person receives notice of dishonor.
With respect to any other instrument, notice of dishonor must be given within 30 days following the day on which dishonor occurs.
Cross References. Section 3503 is referred to in sections 3415, 4104 of this title.
Source: official Pennsylvania text · Last verified 2026-08-27
Frequently Asked Questions About Pennsylvania § 3503
What does Pennsylvania Consolidated Statutes § 3503 cover?
Section 3503 ("Notice of dishonor.") is part of the Pennsylvania Consolidated Statutes, the codified statutory law of Pennsylvania. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Pennsylvania § 3503?
A common citation format is "Pennsylvania Consolidated Statutes § 3503" (Pennsylvania). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Pennsylvania law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Pennsylvania official source linked on this page or consult a licensed Pennsylvania attorney.
How does Pennsylvania § 3503 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Pennsylvania can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Pennsylvania.