Pennsylvania § 6353 - Willful violations regarding finance charges.
Full text of Pennsylvania Pennsylvania Consolidated Statutes § 6353 — Willful violations regarding finance charges., with citation guidance and answers to common questions.
§ 6353. Willful violations regarding finance charges.
(a) Penalty.--If a seller or holder willfully violates a provision of this chapter regarding the imposition, computation or disclosure of a finance charge on a consolidated total of two or more agreements under section 6329 (relating to add-on sales), the buyer may recover from the seller or holder an amount equal to three times the total of the following, which have been actually paid by the buyer:
(1) Refinance charges under section 6327 (relating to refinancing).
(2) Late fees under section 6343 (relating to late fees).
(3) Costs of collection under section 6344 (relating to costs of collection).
(4) Finance charges under section 6345 (relating to finance charges).
(5) Extension and deferment charges under section 6347 (relating to extension and deferment).
(6) Interest after maturity under section 6348 (relating to interest rate after maturity).
(b) Bar to recovery.--If a violation has occurred under this section, the seller or holder is barred from the recovery of the costs and charges under subsection (a).
Source: official Pennsylvania text · Last verified 2026-08-27
Frequently Asked Questions About Pennsylvania § 6353
What does Pennsylvania Consolidated Statutes § 6353 cover?
Section 6353 ("Willful violations regarding finance charges.") is part of the Pennsylvania Consolidated Statutes, the codified statutory law of Pennsylvania. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Pennsylvania § 6353?
A common citation format is "Pennsylvania Consolidated Statutes § 6353" (Pennsylvania). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Pennsylvania law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Pennsylvania official source linked on this page or consult a licensed Pennsylvania attorney.
How does Pennsylvania § 6353 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Pennsylvania can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Pennsylvania.