Oklahoma § 59-1151.30 - Offer to pay insurance deductible or to compensate for

§ 59-1151.30. Offer to pay insurance deductible or to compensate for

providing service.

A. A residential or commercial roofing contractor providing

repairs or improvement services to be paid by an insured from the

proceeds of a property or casualty insurance policy shall not, as an

inducement to the sale or provision of goods or services to an

insured, advertise or promise to pay, directly or indirectly, all or

part of any applicable insurance deductible or offer to compensate

an insured for providing any service to the insured. If a roofing

contractor violates the provisions of this section, the insurer to

whom the insured tendered the claim shall not be obligated to

consider the estimate prepared by the roofing contractor. Every

roofing contractor shall provide a written notification of the

requirements of this section with its initial estimate. The

adjuster or insurer shall provide a written notification of the

requirements of this section in the initial estimate relating to the

claim.

B. Any person may file a written duly verified complaint with

the registrar alleging a violation of this section. The complaint

shall be on a form approved by the registrar and shall set forth the

Oklahoma Statutes - Title 59. Professions and Occupations

alleged act or omission provided in subsection A of this section,

and a statement of sufficient facts upon which a reasonable person

could conclude that the act or omission specified in subsection A of

this section has been committed. All complaints filed with the

registrar shall be open to public inspection. Nothing in this

section shall be construed to require the complainant to first file

a complaint with the registrar before seeking relief or remedies

allowed by law.

C. 1. The registrar shall forward all complaints alleging

violations of this section to the Insurance Department and the

Office of the Attorney General for investigation, enforcement, and

prosecution of any alleged violation.

2. A complaint received by the registrar pursuant to this

section shall be referred to the district attorney for appropriate

disposition as determined by the district attorney in his or her

discretion.

D. Nothing in this section shall be construed to authorize the

registrar to investigate or prosecute any violations of this

section.

Added by Laws 2022, c. 331, § 1, eff. Nov. 1, 2022. Amended by Laws

2025, c. 367, § 1, eff. Nov. 1, 2025.