Oklahoma § 36-942 - Motor vehicle liability or collision policies - Traffic

Full text of Oklahoma Oklahoma Statutes § 36-942 — Motor vehicle liability or collision policies - Traffic, with citation guidance and answers to common questions.

§ 36-942. Motor vehicle liability or collision policies - Traffic

record as basis of determination - Penalties.

Any insurance carrier that issues motor vehicle liability or

collision insurance policies in this state shall not establish or

apply premium rates, increase premium rates, cancel a policy, or

refuse to issue or renew a policy, based on any traffic record

maintained by the Department of Public Safety which covers a period

of time more than three (3) years prior to the date the insurance

carrier makes a determination to take any such action; provided

however, those offenses that are provided for in subsection C of

Section 941 of this title and the offense of reckless driving as

provided for in Section 11-901 of Title 47 of the Oklahoma Statutes

may be considered by an insurance carrier for a period of not more

than five (5) years.

Added by Laws 1988, c. 27, § 2, eff. Nov. 1, 1988. Amended by Laws

2004, c. 519, § 11, eff. Nov. 1, 2004; Laws 2006, c. 322, § 3, eff.

July 1, 2006.

Source: official Oklahoma text · Last verified 2026-08-27

Frequently Asked Questions About Oklahoma § 36-942

What does Oklahoma Statutes § 36-942 cover?

Section 36-942 ("Motor vehicle liability or collision policies - Traffic") is part of the Oklahoma Statutes, the codified statutory law of Oklahoma. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Oklahoma § 36-942?

A common citation format is "Oklahoma Statutes § 36-942" (Oklahoma). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Oklahoma law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Oklahoma official source linked on this page or consult a licensed Oklahoma attorney.

How does Oklahoma § 36-942 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Oklahoma can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Oklahoma.