Oklahoma § 36-707 - "Casualty insurance" defined

§ 36-707. "Casualty insurance" defined

"Casualty insurance" includes vehicle insurance as defined in

Section 706 and accident and health insurance as defined in Section

703, of this article, and in addition includes:

1. Liability insurance, which is insurance against legal

liability for the death, injury, or disability of any human being,

or for damage to property; and provision of medical, hospital,

surgical, disability benefits to injured persons and funeral and

death benefits to dependents, beneficiaries or personal

representatives of persons killed, irrespective of legal liability

of the insured, when issued as an incidental coverage with or

supplemental to liability insurance.

2. Workers' compensation and employers' liability insurance,

which is insurance of the obligations accepted by, imposed upon, or

assumed by employers for death, disablement, or injury of employees.

3. Burglary and theft insurance, which is insurance against

loss or damage by burglary, theft, larceny, robbery, forgery, fraud,

vandalism, malicious mischief, confiscation, or wrongful conversion,

disposal, or concealment, or from any attempt at any of the

foregoing, including supplemental coverages for medical, hospital,

surgical, and funeral benefits sustained by the named insured or

other person as a result of bodily injury during the commission of a

burglary, robbery, or theft by another; also insurance against loss

of or damage to monies, coins, bullion, securities, notes, drafts,

acceptances, or any other valuable papers and documents, resulting

from any cause.

4. Personal property floater insurance, which is insurance upon

personal effects against loss or damage from any cause.

5. Glass insurance, which is insurance against loss or damage

to glass, including its lettering, ornamentation, and fittings.

6. Boiler and machinery insurance, which is insurance against

any liability and loss or damage to property or interest resulting

from accidents to or explosion of boilers, pipes, pressure

containers, machinery, or apparatus, and to make inspection of and

issue certificates of inspection upon boilers, machinery, and

apparatus of any kind, whether or not insured.

7. Leakage and fire extinguishing equipment insurance, which is

insurance against loss or damage to any property or interest caused

by the breakage or leakage of sprinklers, hoses, pumps, and other

fire extinguishing equipment or apparatus, water pipes and

containers, or by water entering through leaks or openings in

Oklahoma Statutes - Title 36. Insurance

buildings, and insurance against loss or damage to such sprinklers,

hoses, pumps, and other fire extinguishing equipment or apparatus.

8. Credit insurance, which is insurance against loss or damage

resulting from failure of debtors to pay their obligations to the

insured.

9. Malpractice insurance, which is insurance against legal

liability of the insured, and against loss, damage, or expense

incidental to a claim of such liability, and including medical,

hospital, surgical, and funeral benefits to injured persons,

irrespective of legal liability of the insured, arising out of the

death, injury, or disablement of any person, or arising out of

damage to the economic interest of any person, as the result of

negligence in rendering expert, fiduciary, or professional services.

10. Entertainments insurance, which is insurance indemnifying

the producer of any motion picture, television, radio, theatrical,

sport, spectacle, entertainment, or similar production, event, or

exhibition against loss from interruption, postponement, or

cancellation thereof due to death, accidental injury, or sickness of

performers, participants, directors, or other principals.

11. Miscellaneous insurance, which is insurance against any

other kind of loss, damage, or liability properly a subject of

insurance and not within any other kind of insurance as defined in

this article, if such insurance is not disapproved by the Insurance

Commissioner as being contrary to law or public policy.

Added by Laws 1957, p. 240, § 707, operative July 1, 1957.