Oklahoma § 36-4808 - Homeowner's policies - Automatic increase in coverage

Full text of Oklahoma Oklahoma Statutes § 36-4808 — Homeowner's policies - Automatic increase in coverage, with citation guidance and answers to common questions.

§ 36-4808. Homeowner's policies - Automatic increase in coverage

No homeowner's policy shall automatically increase coverage for

replacement of a home of an insured unless the insured or his

designated representative has been notified of the amount of

increased replacement coverage not less than thirty (30) days prior

to the renewal date. The provisions of this section shall not apply

if the insured provides to the insurer written consent to automatic

increases in coverage. Any written consent provided under this

section shall remain continuously in force until the insured

provides written revocation to the insurer.

Provided, nothing in this section shall be construed to relieve

the insurer from paying the full value of any claim against the

policy up to the maximum amount for which the home is insured.

Added by Laws 1987, c. 140, § 1, eff. Nov. 1, 1987. Amended by Laws

1992, c. 75, § 1, eff. Sept. 1, 1992.

Source: official Oklahoma text · Last verified 2026-08-27

Frequently Asked Questions About Oklahoma § 36-4808

What does Oklahoma Statutes § 36-4808 cover?

Section 36-4808 ("Homeowner's policies - Automatic increase in coverage") is part of the Oklahoma Statutes, the codified statutory law of Oklahoma. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Oklahoma § 36-4808?

A common citation format is "Oklahoma Statutes § 36-4808" (Oklahoma). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Oklahoma law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Oklahoma official source linked on this page or consult a licensed Oklahoma attorney.

How does Oklahoma § 36-4808 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Oklahoma can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Oklahoma.