Oklahoma § 36-1415.4 - Navigator limitations and prohibited actions

§ 36-1415.4. Navigator limitations and prohibited actions

A. Violation of any provision of Title 36 of the Oklahoma

Statutes or the federal Patient Protection and Affordable Care Act,

including any act or omission that would be a ground for denial,

suspension or revocation of the license of an insurance producer

under the Oklahoma Producer Licensing Act and of the license of a

managing general agent under the Managing General Agents Act, shall

be a ground for the denial, suspension, revocation, or refusal to

renew a registration, the levy of a fine or any combination of

actions.

B. Registration as a navigator pursuant to the provisions of

this act shall not constitute licensing as a producer as defined in

the Oklahoma Producer Licensing Act.

C. Navigators shall not, except as specifically required by the

provisions of the federal act:

1. Provide advice about which health benefit plan or benefits,

terms and features of a particular health benefit plan are better or

worse for a particular individual or business;

2. Recommend a particular health benefit plan or advise

individuals or businesses about which health benefit plan to choose;

3. Receive any commission, compensation or anything of value

from any insurer, health benefit plan, business or consumer for

performing activities specifically required to be provided as a

navigator pursuant to the provisions of the federal act;

4. Accept any compensation or anything of value that is

dependent, in whole or in part, on whether a person enrolls in or

purchases a health plan;

5. Offer gifts of any value to enrollees or prospective

enrollees as an inducement to, or conditioned upon, the submission

of an application for health insurance or the purchase or renewal of

a health plan;

6. Engage in door-to-door solicitations, make unsolicited

telephone calls, or send unsolicited electronic communications;

7. Solicit any person that is known to be currently insured

under a health benefit plan;

8. Engage in voter registration activities while performing the

duties of a navigator;

9. Make or cause to be made any communication relating to the

exchange, health benefit plans, an insurance contract, the insurance

business, any insurer or any producer that contains false, deceptive

or misleading information;

10. Engage in any unfair method of competition or any

fraudulent, deceptive or dishonest act or practice; or

11. Violate any applicable insurance law or regulation of this

state or any subpoena or order of the Commissioner.

Added by Laws 2014, c. 321, § 3, eff. Sept. 1, 2014.

Oklahoma Statutes - Title 36. Insurance