Oklahoma § 24-151 - Written request for security freeze - Processing time Confirmation of freeze and identification number - Disclosures
Full text of Oklahoma Oklahoma Statutes § 24-151 — Written request for security freeze - Processing time Confirmation of freeze and identification number - Disclosures, with citation guidance and answers to common questions.
§ 24-151. Written request for security freeze - Processing time Confirmation of freeze and identification number - Disclosures
A. A consumer may request that a security freeze be placed on
his or her consumer report by sending a request in writing by
certified mail to a consumer reporting agency at an address
designated by the consumer reporting agency to receive such
requests. This subsection does not prevent a consumer reporting
agency from advising a third party that a security freeze is in
effect with respect to the consumer report of a consumer.
B. A consumer reporting agency shall place a security freeze on
a consumer report of a consumer no later than five (5) business days
after receiving from the consumer:
1. A written request as provided in subsection A of this
section;
2. Proper identification; and
3. Payment of the required fee, if applicable.
Provided, however, with respect to any security freeze requested
before May 1, 2007, the deadline stated in this subsection shall be
ten (10) business days if a consumer reporting agency in good faith
is unable to process during normal business hours the quantity of
security freeze requests being received.
C. The consumer reporting agency shall send a written
confirmation of the placement of the security freeze to the consumer
within ten (10) business days. Upon placing the security freeze on
the consumer report of the consumer, the consumer reporting agency
shall provide the consumer with a unique personal identification
number or password to be used by the consumer when providing
authorization for the release of his or her consumer report for a
specific period of time.
D. If a consumer requests a security freeze, the consumer
reporting agency shall disclose the process of placing and
temporarily lifting a freeze, and the process for allowing access to
information from the consumer report of the consumer for a period of
time while the freeze is in place.
Added by Laws 2006, c. 283, § 3, eff. Jan. 1, 2007.
Oklahoma Statutes - Title 24. Debtor and Creditor
Frequently Asked Questions About Oklahoma § 24-151
What does Oklahoma Statutes § 24-151 cover?
Section 24-151 ("Written request for security freeze - Processing time Confirmation of freeze and identification number - Disclosures") is part of the Oklahoma Statutes, the codified statutory law of Oklahoma. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Oklahoma § 24-151?
A common citation format is "Oklahoma Statutes § 24-151" (Oklahoma). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Oklahoma law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Oklahoma official source linked on this page or consult a licensed Oklahoma attorney.
How does Oklahoma § 24-151 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Oklahoma can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Oklahoma.