Oklahoma § 24-150 - Definitions

§ 24-150. Definitions

As used in this act:

1. “Consumer” means an individual who is also a resident of

this state;

2. “Consumer report” has the meaning ascribed to it in 15

U.S.C., Section 1681a(d);

Oklahoma Statutes - Title 24. Debtor and Creditor

3. “Consumer reporting agency” has the meaning ascribed to it

in 15 U.S.C., Section 1681a(f);

4. “Proper identification” has the meaning ascribed to it in 15

U.S.C., Section 1681h(a)(1); and

5. “Security freeze” means a notice placed in a consumer report

of a consumer, at the request of the consumer and subject to certain

exceptions, that prohibits the consumer reporting agency from

releasing the consumer report or credit score of the consumer

relating to the opening of new accounts or the extension of credit.

Added by Laws 2006, c. 283, § 2, eff. Jan. 1, 2007.