Ohio § 4175.08
Full text of Ohio Ohio Revised Code § 4175.08, with citation guidance and answers to common questions.
§ 4175.08.
(A) The owner of a climbing facility shall file with the department of commerce a certificate
of insurance evidencing that each climbing facility owned by the owner has liability
insurance in effect with an insurer authorized or approved to write such insurance
in this state. (B) The insurance policy required by division (A) of this section shall provide coverage
in the following amounts: (1) Not less than five hundred thousand dollars because of bodily injury or death of
one person in each occurrence; (2) Not less than one million dollars because of bodily injury to or death of two or
more persons in each occurrence. (C) The insurance policy required by division (A) of this section may include a deductible
clause, provided that any settlement made by the insurance company with an injured
party or the injured party's legal representative shall be paid as though the deductible
clause did not apply. (D) Each policy, by its original terms or an endorsement, shall do both of the following: (1) Obligate the insurer that the insurer will not cancel the policy without thirty days'
written notice and a complete report of the reasons for such cancellation being given
to the department; (2) Obligate the insurer that the insurer will, within twenty-four hours, report to the
department if it pays a claim or reserves any amount to pay an anticipated claim that
reduces the liability insurance coverage to a limit of less than one million dollars
because of bodily injury to or death of two or more persons in each occurrence. (E) If the insurance policy is canceled during its term or lapses for any reason, including
coverage reduced below the required amount, the owner shall replace the policy with
another policy fully complying with the requirements of this section prior to permitting
a climber to use the climbing facility. (F) If the owner fails to file a certificate of insurance for new or replacement insurance,
the owner shall cease all operations under the permit immediately upon the cancellation
or lapse of the insurance and further obligations shall not be conducted without the
specific approval of the department, which shall be given after the owner has complied
with this section.
Frequently Asked Questions About Ohio § 4175.08
What does Ohio Revised Code § 4175.08 cover?
Section 4175.08 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Ohio § 4175.08?
A common citation format is "Ohio Revised Code § 4175.08" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Ohio law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.
How does Ohio § 4175.08 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.