Ohio § 3999.16
Full text of Ohio Ohio Revised Code § 3999.16, with citation guidance and answers to common questions.
§ 3999.16.
No officer, director, trustee, agent, or employee of any insurance company, corporation,
or association authorized to transact business in this state shall knowingly use underwriting
standards or rates that result in unfair discrimination against any person with a
disability. This section does not prevent reasonable classifications of persons with disabilities
for determining insurance rates. As used in this section, “ disability ” means a medically diagnosable, abnormal condition which is expected to continue
for a considerable length of time, whether correctable or uncorrectable by good medical
practice, which can reasonably be expected to limit the person's functional ability,
including but not limited to seeing, hearing, thinking, ambulating, climbing, descending,
lifting, grasping, sitting, rising, any related function, or any limitation due to
weakness or significantly decreased endurance, so that the person cannot perform the
person's everyday routine living and working without significantly increased hardship
and vulnerability to what are considered the everyday obstacles and hazards encountered
by persons without disabilities.
Frequently Asked Questions About Ohio § 3999.16
What does Ohio Revised Code § 3999.16 cover?
Section 3999.16 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Ohio § 3999.16?
A common citation format is "Ohio Revised Code § 3999.16" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Ohio law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.
How does Ohio § 3999.16 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.