Ohio § 3970.06
Full text of Ohio Ohio Revised Code § 3970.06, with citation guidance and answers to common questions.
§ 3970.06.
(A) No pet insurer shall condition eligibility to purchase pet insurance on participation,
or lack of participation, in a separate wellness program. (B) No pet insurer or agent shall market a wellness program as pet insurance. (C) If a wellness program is sold by a pet insurer, all of the following apply: (1) The purchase of the wellness program shall not be a requirement to purchase pet insurance; (2) The costs of the wellness program shall be separate and identifiable from any premiums
or other costs for pet insurance sold by a pet insurer or agent; (3) The terms and conditions for the wellness program shall be separate from any pet
insurance sold by the pet insurer or agent; (4) The products or coverage available through the wellness program shall not duplicate
products or coverage available through the pet insurance; (5) The advertising of the wellness program shall not be misleading and shall comply
with division (C)(6) of this section; (6) The pet insurer or agent shall clearly disclose both of the following to consumers: (a) That wellness program is not pet insurance; (b) The address and customer service telephone number of the pet insurer or agent. (D)(1) All coverage included in a pet insurance policy is considered insurance, regardless
of whether the coverage is described as a wellness benefit. (2) Except as otherwise provided in division (D)(3) of this section, if a wellness program
undertakes to indemnify another party, pays a specified amount upon determinable contingencies,
or provides coverage for a fortuitous event, the program is transacting the business
of insurance and is subject to the requirements of this chapter and all other applicable
laws. (3) A wellness program contract directly between a service provider and a pet owner that
involves only those two parties is not transacting the business of insurance unless
the contract has other characteristics of insurance.
Frequently Asked Questions About Ohio § 3970.06
What does Ohio Revised Code § 3970.06 cover?
Section 3970.06 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Ohio § 3970.06?
A common citation format is "Ohio Revised Code § 3970.06" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Ohio law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.
How does Ohio § 3970.06 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.