Ohio § 3970.05
Full text of Ohio Ohio Revised Code § 3970.05, with citation guidance and answers to common questions.
§ 3970.05.
(A) A pet insurance policy may exclude coverage on the basis of one or more preexisting
conditions so long as the pet insurer discloses the exclusion as required by section 3970.04 of the Revised Code . The pet insurer has the burden of proving that the preexisting condition exclusion
applies to the condition for which a claim is made. (B) A condition for which coverage is afforded under a pet insurance policy shall not
be considered a preexisting condition under any renewal of that policy. (C) A pet insurer may issue a pet insurance policy that imposes a waiting period upon
effectuation of the policy, subject to all of the following conditions: (1) The waiting period shall not exceed thirty days for illnesses or orthopedic conditions
not resulting from an accident. (2) The waiting period shall not apply to an accident. (3) The policy contract shall allow the waiting period to be waived upon completion of
a medical examination, to which all of the following apply: (a) The pet insurer may require the examination to be conducted by a licensed veterinarian
after the purchase of the policy. (b) The medical examination shall be paid for by the policyholder, unless the policy
contract specifies that the pet insurer will pay for the examination. (c) The pet insurer may specify elements to be included as part of the examination and
require documentation thereof, provided the specifications do not unreasonably restrict
a consumer's ability to waive the waiting period. (4) The waiting period and all associated requirements are clearly and prominently disclosed
to the consumer prior to the purchase of the pet insurance policy. (5) The waiting period shall not be applied to a renewal of existing coverage.
Frequently Asked Questions About Ohio § 3970.05
What does Ohio Revised Code § 3970.05 cover?
Section 3970.05 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Ohio § 3970.05?
A common citation format is "Ohio Revised Code § 3970.05" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Ohio law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.
How does Ohio § 3970.05 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.