Ohio § 3937.45
Full text of Ohio Ohio Revised Code § 3937.45, with citation guidance and answers to common questions.
§ 3937.45.
(A) No insurer shall consider the circumstance that an applicant or policyholder has
been convicted of any violation of the weight provisions of Chapter 5577. of the Revised
Code, or a substantially similar municipal ordinance relating to vehicle weight as
a basis for doing either of the following: (1) Refusing to issue or deliver a policy of insurance upon a private automobile, or
increasing the rate to be charged for such a policy; (2) Increasing the premium rate, canceling, or failing to renew an existing policy of
insurance upon a private automobile. (B) Any applicant or policyholder affected by an action of an insurer in violation of
division (A) of this section may appeal to the superintendent of insurance. After a hearing held upon not less than ten days' notice to the applicant or policyholder
and to the insurer and after determining that the insurer has violated this section,
the superintendent may direct the issuance of a policy, decrease the premium rate
on a policy, or reinstate insurance coverage. (C) The registrar shall not include the conviction for a violation of the weight provisions
of Chapter 5577. of the Revised Code, or a substantially similar municipal ordinance
relating to vehicle weight as part of the driver's or operator's permanent record
and shall not include the conviction in a certified abstract of information under division (A) of section 4509.05 of the Revised Code . (D) Division (A) of this section does not apply to an insurer whose policy covers the
vehicle, trackless trolley, load, object, or structure operated or moved upon improved
public highways, streets, bridges, or culverts in violation of the weight provisions
of Chapter 5577. of the Revised Code, or a substantially similar municipal ordinance
relating to vehicle weight.
Frequently Asked Questions About Ohio § 3937.45
What does Ohio Revised Code § 3937.45 cover?
Section 3937.45 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Ohio § 3937.45?
A common citation format is "Ohio Revised Code § 3937.45" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Ohio law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.
How does Ohio § 3937.45 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.