Ohio § 3929.56
Full text of Ohio Ohio Revised Code § 3929.56, with citation guidance and answers to common questions.
§ 3929.56.
(A)(1) Every insurer that offers basic property and homeowners insurance insuring on a direct
basis a structure located in the counties of Athens, Belmont, Carroll, Columbiana,
Coshocton, Gallia, Guernsey, Harrison, Hocking, Holmes, Jackson, Jefferson, Lawrence,
Mahoning, Meigs, Monroe, Morgan, Muskingum, Noble, Perry, Scioto, Stark, Trumbull,
Tuscarawas, Vinton, and Washington shall include mine subsidence coverage provided
by the Ohio mine subsidence insurance underwriting association in each policy of basic
property and homeowners insurance that is delivered, issued for delivery, or renewed
in any of such counties. (2)(a) Every insurer that offers basic property and homeowners insurance insuring on a direct
basis a structure located in the counties of Delaware, Erie, Geauga, Lake, Licking,
Medina, Ottawa, Portage, Preble, Summit, and Wayne shall offer to include, on an optional
basis, mine subsidence coverage provided by the association in each policy of basic
property and homeowners insurance that is delivered, issued for delivery, or renewed
in any such designated county. (b)(i) The board of county commissioners of a county listed in division (A)(2)(a) of this
section may adopt a resolution requiring insurers to provide mine subsidence insurance
in that county, as specified in division (A)(1) of this section. Such a resolution shall remain in effect until the board of county commissioners
adopts a resolution to rescind the requirement. (ii) Every insurer that offers basic property and homeownership insurance insuring on
a direct basis a structure located in a county that adopts a resolution under division
(A)(2)(b)(i) of this section requiring mine subsidence insurance, shall include mine
subsidence coverage provided by the Ohio mine subsidence insurance underwriting association,
as specified in division (A)(1) of this section, on or before the date specified in
the resolution, or the first day of July of the first year that begins after the resolution
was adopted, whichever is later. (iii) Every insurer that offers basic property and homeownership insurance insuring on
a direct basis a structure located in a county that adopts a resolution under division
(A)(2)(b)(i) of this section to rescind a mine subsidence insurance requirement, shall
remove mine subsidence coverage provided by the Ohio mine subsidence insurance underwriting
association and instead offer to include such coverage, as specified in division (A)(2)(a)
of this section, on or before the date specified in the resolution, or the first day
of July of the first year that begins after the resolution was adopted, whichever
is later. (iv) A board of county commissioners that adopts a resolution under division (A)(2)(b)(i)
of this section, whether that resolution imposes a mine subsidence insurance requirement
or rescinds such a requirement, shall promptly provide a copy of the resolution to
the director of natural resources and the superintendent of insurance. The director shall post a copy of that resolution to the web site of the department
of natural resources, and the superintendent shall post a copy of that resolution
on the web site of the department of insurance. (B) The premium charged for mine subsidence coverage shall be the same as the premium
level set by the plan of operation formulated pursuant to section 3929.53 of the Revised Code . Any deductible shall be expressed in the mine subsidence coverage form as approved
by the mine subsidence insurance governing board and approved by the superintendent
of insurance, but at no time shall the deductible be less than two hundred fifty dollars
or more than five hundred dollars, and the total insured value reinsured by the association
shall not exceed three hundred thousand dollars. This section does not preclude any insurance company from selling insurance coverage
under this section in excess of three hundred thousand dollars.
Frequently Asked Questions About Ohio § 3929.56
What does Ohio Revised Code § 3929.56 cover?
Section 3929.56 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Ohio § 3929.56?
A common citation format is "Ohio Revised Code § 3929.56" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Ohio law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.
How does Ohio § 3929.56 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.