Ohio § 3924.73

§ 3924.73.

(A) As used in this section: (1) “ Health care insurer ” means any person legally engaged in the business of providing sickness and accident

insurance contracts in this state, a health insuring corporation organized under Chapter

1751. of the Revised Code, or any legal entity that is self-insured and provides health

care benefits to its employees or members. (2) “Small employer” has the same meaning as in section 3924.01 of the Revised Code . (B)(1) Subject to division (B)(2) of this section, nothing in sections 3924.61 to 3924.74 of the Revised Code shall be construed to limit the rights, privileges, or protections of employees or

small employers under sections 3924.01 to 3924.06 of the Revised Code . (2) If any account holder enrolls or applies to enroll in a policy or contract offered

by a health care insurer providing sickness and accident coverage that is more comprehensive

than, and has a deductible amount that is less than, the coverage and deductible amount

of the policy under which the account holder currently is enrolled, the health care

insurer to which the account holder applies may subject the account holder to the

same medical review, waiting periods, and underwriting requirements to which the health

care insurer generally subjects other enrollees or applicants, unless the account

holder enrolls or applies to enroll during a designated period of open enrollment.