Ohio § 3923.82

Full text of Ohio Ohio Revised Code § 3923.82, with citation guidance and answers to common questions.

§ 3923.82.

(A) As used in this section, “health benefit plan” has the same meaning as in section 3924.01 of the Revised Code . (B) Notwithstanding section 3901.71 of the Revised Code , no health benefit plan or public employee benefit plan shall contain a provision

that limits or excludes an insured's coverage under the plan for a loss or expense

the insured sustains that is the result of the insured's use of alcohol or other drugs

or both and the loss or expense is otherwise covered under the plan. (C) Nothing in this section shall be construed as doing either of the following: (1) Requiring coverage for the treatment of alcohol or substance abuse except as otherwise

required by law; (2) Prohibiting the enforcement of an exclusion based on injuries sustained by an insured

during the commission of an offense by the insured in which the insured is convicted

of or pleads guilty or no contest to a felony. (D) Not later than four years after the effective date of this section, the department

of insurance shall conduct an analysis of the impact of the requirements of this section

on the cost of and coverage provided by health benefit plans in this state and prepare

a written report of its findings from the analysis.  The department shall submit the report to the governor and, in accordance with section 101.68 of the Revised Code , to the general assembly.

Frequently Asked Questions About Ohio § 3923.82

What does Ohio Revised Code § 3923.82 cover?

Section 3923.82 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Ohio § 3923.82?

A common citation format is "Ohio Revised Code § 3923.82" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Ohio law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.

How does Ohio § 3923.82 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.