Ohio § 3923.26

§ 3923.26.

Every group policy or certificate of sickness and accident insurance delivered, issued

for delivery, or renewed in this state providing coverage on an expense-incurred basis,

and every individual policy of sickness and accident insurance delivered, issued for

delivery, or renewed in this state which provides coverage on an expense-incurred

basis, either of which makes coverage available for family members of the insured,

shall, as to such family members' coverage, also provide that any sickness and accident

insurance benefits applicable for children shall be payable with respect to a newly

born child of the insured from the moment of birth. The coverage for newly born children shall consist of coverage of injury or sickness,

including the necessary care and treatment of medically diagnosed congenital defects

and birth abnormalities. If payment of a specific premium is required to provide coverage for an additional

child, the certificate or policy may require that notification of birth of a newly

born child and payment of the required premium must be furnished to the insurer within

thirty-one days after the date of birth in order to have the coverage continue beyond

such period. The requirements of this section apply to all such individual or group sickness and

accident insurance policies delivered or issued for delivery in this state on or after

January 1, 1975, and all such individual or group sickness and accident insurance

policies renewed in this state on or after January 1, 1978.