Ohio § 3923.20

§ 3923.20.

Sections 3923.01 to 3923.22, inclusive, of the Revised Code , do not apply to or affect: (A)(1) Any policy of liability insurance, with or without supplementary expense coverage

therein; (2) Any policy of motor vehicle liability insurance with supplementary coverage protecting

the insured against loss where said insured has secured a judgment against a party

for bodily injury or death as a result of a motor vehicle accident and where said

judgment remains unsatisfied. (3) Any policy of motor vehicle liability insurance with supplementary coverage which

insures against the hazards which arise out of a motor vehicle accident as defined

in section 4509.01(J) of the Revised Code . (B) Any life insurance, endowment, or annuity policy or contract, or any contract supplemental

thereto, which contains only such provisions relating to sickness and accident insurance

as: (1) Provide additional benefits in case of death or dismemberment by accident; (2) Operate to safeguard such policy or contract against lapse, or to give a special

surrender value or special benefit or annuity in the event that the insured or annuitant

becomes totally and permanently disabled, as defined by the policy, contract, or supplemental

contract. Sections 3923.03 to 3923.07, inclusive, of the Revised Code , do not apply to those forms of sickness and accident policies enumerated in sections 3923.12 and 3923.13 of the Revised Code , provided that no such policy shall contain any provision relative to notice or proof

of loss, or the time for paying benefits, or the time within which suit may be brought

upon the policy, which in the opinion of the superintendent of insurance is less favorable

to the insured than would be permitted by the standard provisions set forth in section 3923.04 of the Revised Code .