Ohio § 3923.16

Full text of Ohio Ohio Revised Code § 3923.16, with citation guidance and answers to common questions.

§ 3923.16.

No insurer doing business in this state, and no insurance agent, solicitor, or broker,

shall use in connection with the solicitation of sickness and accident insurance any

advertising copy, advertising practice, or plan of solicitation which is materially

misleading or deceptive.  An advertising copy, advertising practice, or plan of solicitation is materially

misleading or deceptive if, by implication or otherwise, it transmits information

in such manner or of such substance that a prospective applicant for sickness and

accident insurance may be led thereby to his material damage. If, after due notice and hearing, the superintendent of insurance finds that any such

advertising copy, advertising practice, or plan of solicitation is materially misleading

or deceptive, he shall order the insurer, agent, solicitor, or broker using such copy,

practice, or plan to cease such use.  Upon making such a finding the superintendent may also, by order, suspend the certificate

of authority of such insurer to transact business within this state, or suspend the

license issued to such agent, solicitor, or broker, for a period of not more than

ninety days. If the superintendent finds, after due notice and hearing, that any authorized insurer,

licensed insurance agent, licensed insurance solicitor, or licensed insurance broker

has willfully violated any such order to cease, he may suspend or revoke the certificate

of authority of such insurer, or the license issued to such agent, solicitor, or broker.

Frequently Asked Questions About Ohio § 3923.16

What does Ohio Revised Code § 3923.16 cover?

Section 3923.16 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Ohio § 3923.16?

A common citation format is "Ohio Revised Code § 3923.16" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Ohio law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.

How does Ohio § 3923.16 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.