Ohio § 3923.03

Full text of Ohio Ohio Revised Code § 3923.03, with citation guidance and answers to common questions.

§ 3923.03.

No policy of sickness and accident insurance shall be delivered, issued for delivery,

or used in this state unless all the following requirements are complied with: (A) The entire money and other considerations therefor are expressed therein. (B) The time at which insurance takes effect and terminates is expressed therein. (C) It purports to insure only one person, except that a policy may be issued to the

head of a family, who for this purpose may be the husband or the wife and who is considered

the policyholder, covering any two or more members of any one family, including husband,

wife, dependent children, any children under the age of nineteen, and other dependents

living with the family. (D) Every printed portion of the text matter and of any indorsements or attached papers

shall be printed in uniform type of which the face shall be not less than ten point,

the “text” to include all printed matter except the name and address of the insurer,

name and title of the policy, captions, subcaptions, and form number.  The superintendent of insurance shall not disapprove any such policy on the ground

that every printed portion of its text matter or of any indorsement or attached paper

is not printed in uniform type if it is shown that the type used is required to conform

to the laws of another state in which the insurer is licensed. (E) The exceptions and reductions of indemnity are adequately captioned and clearly set

forth in the policy. (F) Every such policy, including riders and indorsements, shall be identified by a form

number in the lower left-hand corner of its first page.

Frequently Asked Questions About Ohio § 3923.03

What does Ohio Revised Code § 3923.03 cover?

Section 3923.03 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Ohio § 3923.03?

A common citation format is "Ohio Revised Code § 3923.03" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Ohio law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.

How does Ohio § 3923.03 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.