Ohio § 3923.02

§ 3923.02.

No certificate shall be furnished by any insurer in connection with, or pursuant to

any provision of, any group sickness and accident insurance policy delivered, issued

for delivery, or used in this state, and no policy of sickness and accident insurance

shall be delivered, issued for delivery, or used in this state, nor shall any indorsement,

rider, or application which becomes or which is designed to become a part of any such

policy or certificate be delivered, issued for delivery, or used in this state, until

a copy of the form of such policy, certificate, indorsement, rider, or application

and of the premium rates and of the classification of risks pertaining thereto has

been filed with the superintendent of insurance.  No such policy, certificate, indorsement, rider or application shall be delivered,

issued for delivery, or used until the expiration of thirty days after the form of

such policy, certificate, indorsement, rider, or application has been filed with the

superintendent, unless he has previously given to the insurer his written approval

thereto.  If the superintendent finds that any such form of policy, certificate, indorsement,

rider, or application which has been filed with him by an insurer contains any provision

which is contrary to the law of this state, or contains inconsistent provisions, or

contains any question, provision, title, heading, backing, or other indication of

its contents, which is ambiguous, misleading, or deceptive, or likely to mislead or

deceive the policyholder, certificate holder or applicant, he shall give written notice

of his finding to the insurer which has filed such form, and thereafter no insurer

which has filed such form shall deliver, issue for delivery, or use such form in this

state. After the expiration of thirty days from the filing of any such form, or at any time

after the superintendent has given written approval thereof, the superintendent may,

after a hearing of which at least twenty days' written notice has been given to the

insurer issuing such form, withdraw approval on any ground stated in this section.  Such disapproval shall be effected by written order of the superintendent which

shall state the ground for disapproval and the date, not less than thirty days after

such hearing, when the withdrawal of approval shall become effective.  After the date when the withdrawal of approval of any such form becomes effective,

such form shall not be delivered, issued for delivery, or used in this state.  The form of any certificate furnished by any insurer to a resident of this state

in connection with, or pursuant to any provisions of, any group sickness and accident

insurance policy which policy is not delivered, issued for delivery, or used in this

state but which insures residents of this state shall, upon request of the superintendent,

be filed with the superintendent.