Ohio § 3918.02
Full text of Ohio Ohio Revised Code § 3918.02, with citation guidance and answers to common questions.
§ 3918.02.
As used in sections 3918.01 to 3918.13 of the Revised Code : (A) “ Consumer credit insurance ” means credit life insurance and credit accident and health insurance. (B) “ Credit life insurance ” means insurance on the life of a debtor pursuant to or in connection with a specific
loan or other credit transaction. (C) “ Credit accident and health insurance ” means insurance on a debtor to provide indemnity for payments becoming due on a
specific loan or other credit transaction while the debtor is disabled as defined
in the policy. (D) “ Creditor ” means the lender of money or vendor or lessor of goods, services, property, rights,
or privileges, for which payment is arranged through a credit transaction or any successor
to the right, title, or interest of any such lender, vendor, or lessor, and an affiliated,
associate, or subsidiary of any of them or any director, officer, or employee of any
of them or any other person in any way associated with any of them. (E) “ Debtor ” means a borrower of money or a purchaser or lessee of goods, services, property,
rights, or privileges for which payment is arranged through a credit transaction. (F) “ Indebtedness ” means the total amount payable by a debtor to a creditor in connection with a loan
or other credit transaction. (G) “ Superintendent ” means the superintendent of insurance.
Frequently Asked Questions About Ohio § 3918.02
What does Ohio Revised Code § 3918.02 cover?
Section 3918.02 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Ohio § 3918.02?
A common citation format is "Ohio Revised Code § 3918.02" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Ohio law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.
How does Ohio § 3918.02 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.