Ohio § 3918.01
Full text of Ohio Ohio Revised Code § 3918.01, with citation guidance and answers to common questions.
§ 3918.01.
All consumer credit insurance issued or sold in connection with loans or other credit
transactions for personal, family, or household purposes is subject to sections 3918.01 to 3918.13 of the Revised Code , except for all of the following: (A) Insurance written in connection with a credit transaction that is secured by a first
mortgage or deed of trust and is made to finance the purchase of real property, or
the construction of a dwelling on such property, or to refinance a prior credit transaction
made for such a purpose; (B) Insurance that is sold as an isolated transaction on the part of the insurer and
is not related to an agreement or plan for insuring debtors of the creditor; (C) Insurance for which no identifiable charge is made to the debtor; (D) Insurance on accounts receivable.
Frequently Asked Questions About Ohio § 3918.01
What does Ohio Revised Code § 3918.01 cover?
Section 3918.01 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Ohio § 3918.01?
A common citation format is "Ohio Revised Code § 3918.01" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Ohio law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.
How does Ohio § 3918.01 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.