Ohio § 3915.13
Full text of Ohio Ohio Revised Code § 3915.13, with citation guidance and answers to common questions.
§ 3915.13.
No life insurance company nor any of its agents shall knowingly make, issue, or deliver
in this state any policy or contract of life insurance which purports to be issued
or to take effect as of a date more than six months before the application therefor
was made, if thereby the premium on such policy or contract is reduced below the premium
which would be payable thereon, as determined by the nearest birthday of the insured
at the time when such application was made. In determining the date when an application was made, under this section the date
of execution of the application or the date of medical examination, where such examination
is required, whichever is later, shall govern. This section does not prohibit the exchange, alteration, or conversion of any policy
of life or endowment insurance or any annuity in the manner provided by section 3915.12 of the Revised Code , nor does it invalidate any contract made in violation of this section.
Frequently Asked Questions About Ohio § 3915.13
What does Ohio Revised Code § 3915.13 cover?
Section 3915.13 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Ohio § 3915.13?
A common citation format is "Ohio Revised Code § 3915.13" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Ohio law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.
How does Ohio § 3915.13 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.