Ohio § 3911.18

§ 3911.18.

No person, for himself or as officer, agent, solicitor, employee, or representative

of a life insurance company doing business in this state, shall make or permit a distinction

or discrimination in favor of individuals between any insured persons of the same

class and of equal expectation of life in the amount or payment of premiums or in

rates charged for policies of life or endowment insurance, or in the dividends or

other benefits payable thereon, or in any other of the terms and conditions of the

contracts which such company makes.  No such person shall pay, allow, or give, or offer to pay, allow, or give, directly

or indirectly, as inducement to insurance, or knowingly receive as such inducement

to insurance, any rebate of premium payable on the policy, or any special favor or

advantage in the dividends or other benefits to accrue thereon, or any special advantage

in the date of a policy or date of the issue thereof, or any valuable consideration

or other inducement.  No such person shall give, receive, sell, or purchase, or offer to give, receive,

sell, or purchase, as inducements to insurance or in connection therewith any stock,

bonds, or other obligations or securities of any insurance company or other corporation,

association, partnership, or individual, or any dividends or profits to accrue thereon,

or any paid employment or contract for services of any kind or anything of value. The fines which are levied and collected for the violation of this section shall be

paid to the county treasurer for the use of the schools as provided in sections 3315.31 and 3315.32 of the Revised Code .  This section does not forbid a company, transacting industrial insurance on a weekly

payment plan, from returning to policyholders who have made premium payments for a

period of at least one year, directly to the company at its home or district offices,

a percentage of the premium which the company would have paid for the weekly collection

of such premium.