Ohio § 3905.18
Full text of Ohio Ohio Revised Code § 3905.18, with citation guidance and answers to common questions.
§ 3905.18.
(A) Neither an insurer nor an insurance agent shall pay a commission, service fee, brokerage
fee, or other type of consideration to a person for selling, soliciting, or negotiating
insurance in this state, if the person is required to be licensed by the superintendent
of insurance under this chapter but is not so licensed. However, renewal or other deferred commissions may be paid to such a person for
selling, soliciting, or negotiating insurance in this state if the person was required
to be licensed under this chapter at the time of the sale, solicitation, or negotiation
and was so licensed at that time. (B) An insurer shall not pay a commission, service fee, brokerage fee, or other type
of consideration to an insurance agent for selling, soliciting, or negotiating insurance
in this state, if the insurance agent is required to be appointed by the insurer but
is not so appointed. (C) An insurer or insurance agent may pay or assign a commission, service fee, brokerage
fee, or other type of consideration to an insurance agency or to any person who does
not sell, solicit, or negotiate insurance in this state, unless the payment or assignment
is prohibited by division (B)(7) of section 3901.211 or by section 3911.20 , 3933.01 , or 3999.22 of the Revised Code . (D) No insurer or insurance agent shall pay a commission, referral fee, or other compensation
to an unlicensed person for any referral unless the compensation is a fixed dollar
amount for each referral and does not depend on whether the person referred purchases
an insurance product.
Frequently Asked Questions About Ohio § 3905.18
What does Ohio Revised Code § 3905.18 cover?
Section 3905.18 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Ohio § 3905.18?
A common citation format is "Ohio Revised Code § 3905.18" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Ohio law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.
How does Ohio § 3905.18 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.