Ohio § 3904.08

§ 3904.08.

(A) If any individual, after proper identification, submits a written request to an insurance

institution, agent, or insurance support organization for access to recorded personal

information about the individual that is reasonably described by the individual and

reasonably locatable and retrievable by the insurance institution, agent, or insurance

support organization, the insurance institution, agent, or insurance support organization,

within thirty business days from the date such request is received, shall do all of

the following: (1) Inform the individual of the nature and substance of such recorded personal information

in writing, by telephone, or by other oral communication, whichever the insurance

institution, agent, or insurance support organization prefers; (2) Permit the individual to obtain a copy of such recorded information in a manner agreed

upon by the individual and insurance institution, agent, or insurance support organization,

unless such recorded personal information is in coded form, in which case an accurate

translation in plain language shall be provided in writing; (3) Disclose to the individual the identity, if recorded, of those persons to whom the

insurance institution, agent, or insurance support organization has disclosed such

personal information within two years prior to such request, and if the identity is

not recorded, the names of those insurance institutions, agents, insurance support

organizations, or other persons to whom such information is normally disclosed; (4) Provide the individual with a summary of the procedures by which the individual may

request correction, amendment, or deletion of recorded personal information. (B) Any personal information provided pursuant to division (A) of this section shall

identify the source of the information if such source is an institutional source. (C) Medical record information supplied by a medical care institution or medical professional

and requested under division (A) of this section, together with the identity of the

medical professional or medical care institution that provided such information, shall

be supplied either directly to the individual or to a medical professional designated

by the individual and licensed to provide medical care with respect to the condition

to which the information relates, whichever the insurance institution, agent, or insurance

support organization prefers.  If it elects to disclose the information to a medical professional designated by

the individual, the insurance institution, agent, or insurance support organization

shall notify the individual, at the time of the disclosure, that it has provided the

information to the medical professional. (D) Except for personal information provided under section 3904.10 of the Revised Code , an insurance institution, agent, or insurance support organization may charge a

reasonable fee to cover the costs incurred in providing a copy of recorded personal

information to individuals. (E) The obligations imposed by this section upon an insurance institution or agent may

be satisfied by another insurance institution or agent authorized to act on its behalf.  With respect to the copying and disclosure of recorded personal information pursuant

to a request under division (A) of this section, an insurance institution, agent,

or insurance support organization may make arrangements with an insurance support

organization or a consumer reporting agency to copy and disclose recorded personal

information on its behalf. (F) The rights granted to individuals in this section extend to all natural persons to

the extent information about them is collected and maintained by an insurance institution,

agent, or insurance support organization in connection with an insurance transaction.  The rights granted to all natural persons by this division do not extend to information

about them that relates to and is collected in connection with or in reasonable anticipation

of a claim or civil or criminal proceeding involving them. (G) This section does not apply to a consumer reporting agency.