Ohio § 3901.56
Full text of Ohio Ohio Revised Code § 3901.56, with citation guidance and answers to common questions.
§ 3901.56.
An insurer may offer a wellness or health improvement program that provides rewards
or incentives, including merchandise; gift cards; debit cards; premium discounts
or rebates; contributions to a health savings account; modifications to copayment,
deductible, or coinsurance amounts; or any combination of these incentives, to encourage
participation or to reward participation in the program. A wellness or health improvement program offered by an insurer under this section
shall not be construed to violate division (E) of section 1751.31 or division (G) of section 3901.21 of the Revised Code if the program is disclosed in the policy or plan. The insured may be required to provide verification, such as a statement from the
individual's physician, certified nurse-midwife, clinical nurse specialist, or certified
nurse practitioner, that a medical condition makes it unreasonably difficult or medically
inadvisable for the individual to participate in the wellness or health improvement
program. Nothing in this section shall prohibit an insurer from offering incentives or rewards
to members for adherence to wellness or health improvement programs if otherwise allowed
by federal law. Nothing under division (C)(1) of section 3923.571 or section 3924.25 of the Revised Code shall be construed as prohibiting an insurer from offering a wellness or health improvement
program or restricting the amount an employee is charged for coverage under a group
policy after the application of any premium discounts or rebates, or modifying otherwise
applicable copayments or deductibles for adherence to wellness or health improvement
programs. For purposes of this section, “ insurer ” means a life insurance company, sickness and accident insurer, multiple employer
welfare arrangement, public employee benefit plan, or health insuring corporation.
Frequently Asked Questions About Ohio § 3901.56
What does Ohio Revised Code § 3901.56 cover?
Section 3901.56 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Ohio § 3901.56?
A common citation format is "Ohio Revised Code § 3901.56" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Ohio law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.
How does Ohio § 3901.56 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.