Ohio § 1751.14

§ 1751.14.

(A) Notwithstanding section 3901.71 of the Revised Code , any policy, contract, or agreement for health care services authorized by this chapter

that is issued, delivered, or renewed in this state and that provides that coverage

of an unmarried dependent child will terminate upon attainment of the limiting age

for dependent children specified in the policy, contract, or agreement, shall also

provide in substance both of the following: (1) Once an unmarried child has attained the limiting age for dependent children, as

provided in the policy, contract, or agreement, upon the request of the subscriber,

the health insuring corporation shall offer to cover the unmarried child until the

child attains twenty-six years of age if all of the following are true: (a) The child is the natural child, stepchild, or adopted child of the subscriber. (b) The child is a resident of this state or a full-time student at an accredited public

or private institution of higher education. (c) The child is not employed by an employer that offers any health benefit plan under

which the child is eligible for coverage. (d) The child is not eligible for coverage under the medicaid program or the medicare

program. (2) That attainment of the limiting age for dependent children shall not operate to terminate

the coverage of a dependent child if the child is and continues to be both of the

following: (a) Incapable of self-sustaining employment by reason of physical disability or intellectual

disability; (b) Primarily dependent upon the subscriber for support and maintenance. (B) Proof of incapacity and dependence for purposes of division (A)(2) of this section

shall be furnished to the health insuring corporation within thirty-one days of the

child's attainment of the limiting age.  Upon request, but not more frequently than annually, the health insuring corporation

may require proof satisfactory to it of the continuance of such incapacity and dependency. (C) Nothing in this section shall do any of the following: (1) Require that any policy, contract, or agreement offer coverage for dependent children

or provide coverage for an unmarried dependent child's children as dependents on the

policy, contract, or agreement; (2) Require an employer to pay for any part of the premium for an unmarried dependent

child that has attained the limiting age for dependents, as provided in the policy,

contract, or agreement; (3) Require an employer to offer health insurance coverage to the dependents of any employee. (D)(1) Except as provided in division (D)(2) of this section, this section does not apply

to any health insuring corporation policy, contract, or agreement offering only supplemental

health care services or specialty health care services. (2) This section applies to health insuring corporation policies, contracts, or agreements

providing coverage of dental care or vision care services that are issued, renewed,

or amended on or after January 1, 2024. (E) As used in this section, “health benefit plan” has the same meaning as in section 3924.01 of the Revised Code and also includes both of the following: (1) A public employee benefit plan; (2) A health benefit plan as regulated under the “Employee Retirement Income Security

Act of 1974,” 29 U.S.C. 1001, et seq.