Ohio § 1733.29

§ 1733.29.

(A) A credit union shall keep a permanent record including: (1) The original articles and regulations and amendments thereto and any amended articles

or regulations and amendments thereto, all bearing the approval of the superintendent

of credit unions, and the articles shall bear the certification of the secretary of

state; (2) The minutes of the incorporators, members, and board of directors. (B) A credit union shall keep for a period of not less than six years the minutes of

all committees of the board. (C) A credit union shall keep and maintain such financial records as the superintendent

shall stipulate in rules issued by the superintendent, which shall also include the

minimum length of time such records must be retained. (D) A credit union shall maintain an alphabetical listing or classified listing of the

addresses of members of the credit union. (E) A credit union shall maintain a copy of any suspicious activity report it files pursuant

to rules adopted by the superintendent or national credit union administration regulation,

and the original of all attachments to the report, for a period of five years from

the date the report is filed. (F) A credit union shall keep any other records of its business and transactions and

maintain the authorized processes for recording or storing documents or instruments,

as may be required by rules promulgated by the superintendent. (G) A credit union may keep documents in electronic form if, in the regular course of

business, a credit union possesses, records, or generates any document, representation,

image, reproduction, or combination thereof, of any agreement, transaction, act, occurrence,

or event, then the recording, comprising, or reproduction shall have the same force

and effect as one comprised, recorded, or created on paper or other tangible form

by writing, typing, printing, or similar means. (H)(1) A credit union may make use of digital signatures in any communication, acknowledgment,

agreement, or contract between a credit union and its member or any other person,

in which a signature is required or used. (2)(a) Any party to the communication, acknowledgment, agreement, or contract may affix

a signature by use of a digital signature. (b) The digital signature, when lawfully used by the person whose signature it purports

to be, shall have the same force and effect as the use of a manual signature if it

is unique to the person using it, is capable of verification, is under the sole control

of the person using it, and is linked to data in such a manner that if the data are

changed, the digital signature is invalidated. (c) Nothing in this section requires any credit union to use or permit the use of a digital

signature. (d) As used in division (H) of this section, “ digital signature ” means an encrypted electronic identifier, created by computer, intended by the party

using it to have the same force and effect as the use of a manual signature.