Ohio § 1322.28
Full text of Ohio Ohio Revised Code § 1322.28, with citation guidance and answers to common questions.
§ 1322.28.
(A) Each licensee shall complete at least eight hours of continuing education every calendar
year. To fulfill this requirement, the eight hours of continuing education must be offered
in a course or program of study reviewed and approved by the superintendent of financial
institutions. The course or program of study shall include all of the following: (1) Three hours of applicable federal law and regulations; (2) Two hours of ethics, which shall include instruction on fraud, consumer protection,
and fair lending issues; (3) Two hours of training related to lending standards for non-qualified mortgages, as
defined in 12 C.F.R. 1026.43 , or the nontraditional mortgage product marketplace. (B) Continuing education courses shall be reviewed and approved by the nationwide mortgage
licensing system and registry based upon reasonable standards. (C) The following conditions shall apply to the continuing education required by this
section: (1) An individual cannot take the same approved course in the same or successive years
to meet the annual requirement for continuing education. (2) An individual can only receive credit for a continuing education course in the year
in which the course is taken, unless the individual is making up a deficiency in continuing
education as permitted by rule or order of the superintendent. (3) A licensee who subsequently becomes unlicensed must complete the continuing education
requirement for the last year in which the license was held prior to the issuance
of a new or renewed license. (4) A licensee who is approved as an instructor of a continuing education course receives
credit for the licensee's own annual continuing education requirement at the rate
of two credit hours for every one hour taught. (5) If an individual successfully completed a continuing education course reviewed and
approved by the nationwide mortgage licensing system and registry as required by another
state, the individual can receive credit toward completion of the continuing education
requirement of this state.
Frequently Asked Questions About Ohio § 1322.28
What does Ohio Revised Code § 1322.28 cover?
Section 1322.28 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Ohio § 1322.28?
A common citation format is "Ohio Revised Code § 1322.28" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Ohio law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.
How does Ohio § 1322.28 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.