Ohio § 1321.82

Full text of Ohio Ohio Revised Code § 1321.82, with citation guidance and answers to common questions.

§ 1321.82.

(A) Whenever a financed insurance policy is cancelled, the insurer that has been notified

pursuant to division (C) of section 1321.78 of the Revised Code shall, not later than sixty days after the date of cancellation, return whatever

gross unearned premium is due under the insurance policy to the insurance premium

finance company for the account of the insured or insureds.  If the insurer returns the unearned premium through the agent or agency writing

the insurance, the agent or agency shall remit the premium to the insurance premium

finance company within that sixty-day period.  If the insurer receives written notice of the failure of the agent or agency to

remit the unearned premium, the insurer shall, not later than sixty days after it

receives the notice, pay the amount of that premium directly to the insurance premium

finance company. (B) If the crediting of unearned premium to the account of the insured results in a surplus

over any indebtedness owed by the insured to the premium finance company, the premium

finance company shall refund such excess to the insured at his last known mailing

address as shown on the records of the premium finance company, except that no such

refund is required if it amounts to less than three dollars.

Frequently Asked Questions About Ohio § 1321.82

What does Ohio Revised Code § 1321.82 cover?

Section 1321.82 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Ohio § 1321.82?

A common citation format is "Ohio Revised Code § 1321.82" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Ohio law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.

How does Ohio § 1321.82 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.