Ohio § 1321.44
Full text of Ohio Ohio Revised Code § 1321.44, with citation guidance and answers to common questions.
§ 1321.44.
(A) A violation of section 1321.41 of the Revised Code is deemed an unfair or deceptive act or practice in violation of section 1345.02 of the Revised Code . A borrower injured by a violation of section 1321.41 of the Revised Code shall have a cause of action and be entitled to the same relief available to a consumer
under section 1345.09 of the Revised Code , and all powers and remedies available to the attorney general to enforce sections 1345.01 to 1345.13 of the Revised Code are available to the attorney general to enforce section 1321.41 of the Revised Code . (B) The superintendent of financial institutions or a borrower may bring directly an
action to enjoin a violation of sections 1321.35 to 1321.48 of the Revised Code . The prosecuting attorney of the county in which the action may be brought may bring
an action to enjoin a violation of sections 1321.35 to 1321.48 of the Revised Code only if the prosecuting attorney first presents any evidence of the violation to
the attorney general and, within a reasonable period of time, the attorney general
has not agreed to bring the action. (C) The superintendent may initiate criminal proceedings under sections 1321.35 to 1321.48 of the Revised Code by presenting any evidence of criminal violation to the prosecuting attorney of the
county in which the offense may be prosecuted. If the prosecuting attorney does not prosecute the violations, or at the request
of the prosecuting attorney, the superintendent shall present any evidence of criminal
violations to the attorney general, who may proceed in the prosecution with all the
rights, privileges, and powers conferred by law on prosecuting attorneys, including
the power to appear before grand juries and to interrogate witnesses before such grand
juries. These powers of the attorney general are in addition to any other applicable powers
of the attorney general. (D) The prosecuting attorney of the county in which an alleged offense may be prosecuted
may initiate criminal proceedings under sections 1321.35 to 1321.48 of the Revised Code . (E) In order to initiate criminal proceedings under sections 1321.35 to 1321.48 of the Revised Code , the attorney general first shall present any evidence of criminal violations to
the prosecuting attorney of the county in which the alleged offense may be prosecuted. If, within a reasonable period of time, the prosecuting attorney has not agreed
to prosecute the violations, the attorney general may proceed in the prosecution with
all the rights, privileges, and powers described in division (B) of this section. (F) When a judgment under this section becomes final, the clerk of court shall mail a
copy of the judgment, including supporting opinions, to the superintendent.
Frequently Asked Questions About Ohio § 1321.44
What does Ohio Revised Code § 1321.44 cover?
Section 1321.44 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Ohio § 1321.44?
A common citation format is "Ohio Revised Code § 1321.44" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Ohio law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.
How does Ohio § 1321.44 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.