Ohio § 1315.21
Full text of Ohio Ohio Revised Code § 1315.21, with citation guidance and answers to common questions.
§ 1315.21.
As used in sections 1315.21 to 1315.30 of the Revised Code : (A) “ Check ” means any check, draft, money order, or other instrument for the transmission or
payment of money. “Check” does not include a travelers check. (B) “ Check-cashing business ” means any person that engages in the business of cashing checks for a fee. “Check-cashing business” does not include any of the following: (1) A licensee as defined in section 1321.01 of the Revised Code ; (2) A registrant as defined in section 1321.51 of the Revised Code ; (3) A financial institution; (4) A person that is primarily engaged in the business of selling tangible personal property
or services at retail and does not derive more than five per cent of the person's
gross income from the cashing of checks; (5) A person licensed under sections 1315.01 to 1315.18 of the Revised Code , or any agent of that person, to the extent that the person or the agent is engaged
in cashing checks or travelers checks issued by the licensed person; (6) A person registered as a mortgage lender under Chapter 1322. of the Revised Code. (C) “ Financial institution ” means any bank, trust company, savings bank, savings and loan association, or credit
union, that is incorporated or organized under the laws of the United States or of
any state thereof, or of Canada or any province thereof, and subject to regulation
or supervision by such country, state, or province. (D) “ Superintendent of financial institutions ” includes the deputy superintendent for consumer finance as provided in section 1181.21 of the Revised Code .
Frequently Asked Questions About Ohio § 1315.21
What does Ohio Revised Code § 1315.21 cover?
Section 1315.21 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Ohio § 1315.21?
A common citation format is "Ohio Revised Code § 1315.21" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Ohio law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.
How does Ohio § 1315.21 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.