Ohio § 5104.041

§ 5104.041.

(A) All type A family child care homes and licensed type B family child care homes shall

procure and maintain one of the following: (1) Liability insurance issued by an insurer authorized to do business in this state

under Chapter 3905. of the Revised Code insuring the type A or type B family child

care home against liability arising out of, or in connection with, the operation of

the family child care home.  The insurance procured shall cover any cause for which the type A or type B family

child care home would be liable, in the amount of at least one hundred thousand dollars

per occurrence and three hundred thousand dollars in the aggregate. (2) A written statement signed by the parent, guardian, or custodian of each child receiving

child care from the type A or type B family child care home that states all of the

following: (a) The family child care home does not carry liability insurance described in division

(A)(1) of this section; (b) If the licensee of a type A family child care home or a type B family child care

home is not the owner of the real property where the family child care home is located,

the liability insurance, if any, of the owner of the real property may not provide

for coverage of any liability arising out of, or in connection with, the operation

of the family child care home. (B) If the licensee of a type A family child care home or a type B family child care

home is not the owner of the real property where the family child care home is located

and the family child care home procures liability insurance described in division

(A)(1) of this section, that licensee shall name the owner of the real property as

an additional insured party on the liability insurance policy if all of the following

apply: (1) The owner of the real property requests the licensee or provider, in writing, to

add the owner of the real property to the liability insurance policy as an additional

insured party. (2) The addition of the owner of the real property does not result in cancellation or

nonrenewal of the insurance policy procured by the type A or type B family child care

home. (3) The owner of the real property pays any additional premium assessed for coverage

of the owner of the real property. (C) Proof of insurance or written statement required under division (A) of this section

shall be maintained at the type A or type B family child care home and made available

for review during inspection or investigation as required under this chapter. (D) The director of children and youth shall adopt rules for the enforcement of this

section.