Ohio § 4712.10

Full text of Ohio Ohio Revised Code § 4712.10, with citation guidance and answers to common questions.

§ 4712.10.

(A)(1) A buyer injured by a violation of sections 4712.01 to 4712.14 of the Revised Code may bring an action for recovery of damages. (2) Damages awarded under division (A)(1) of this section shall not be less than the

amount paid by the buyer to the credit services organization, plus reasonable attorney's

fees and court costs. (3) The buyer may be awarded punitive damages. (4) No action shall be brought under division (A)(1) of this section after four years

after the date of the execution of the contract for services to which the action relates. (B)(1) The division of financial institutions, the attorney general, or a buyer may bring

an action to enjoin a violation of sections 4712.01 to 4712.14 of the Revised Code . (2) The division may initiate criminal proceedings under sections 4712.01 to 4712.14 of the Revised Code by presenting any evidence of criminal violations to the prosecuting attorney of

the county in which the offense may be prosecuted.  If the prosecuting attorney does not prosecute the violations, or at the request

of the prosecuting attorney, the division shall present any evidence of criminal violations

to the attorney general, who may proceed in the prosecution with all the rights, privileges,

and powers conferred by law on prosecuting attorneys, including the power to appear

before grand juries and to interrogate witnesses before such grand juries.  These powers of the attorney general shall be in addition to any other applicable

powers of the attorney general. (C) The remedies provided by this section are in addition to any other remedy provided

by law. (D) In any proceeding or action brought under sections 4712.01 to 4712.14 of the Revised Code , the burden of proving an exemption under those sections is on the person claiming

the benefit of the exemption. (E) No person shall be deemed to violate sections 4712.01 to 4712.14 of the Revised Code with respect to any act taken or omission made in reliance on a written notice, written

interpretation, or written report from the superintendent of financial institutions,

unless there is a subsequent amendment to those sections, or the rules promulgated

thereunder, that affects the superintendent's notice, interpretation, or report.

Frequently Asked Questions About Ohio § 4712.10

What does Ohio Revised Code § 4712.10 cover?

Section 4712.10 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Ohio § 4712.10?

A common citation format is "Ohio Revised Code § 4712.10" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Ohio law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.

How does Ohio § 4712.10 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.