Ohio § 3905.04

Full text of Ohio Ohio Revised Code § 3905.04, with citation guidance and answers to common questions.

§ 3905.04.

(A) Except as otherwise provided in this section or in section 3905.041 of the Revised Code , a resident individual applying for an insurance agent license for any of the lines

of authority described in division (B) of this section shall take and pass a written

examination prior to application for licensure.  The examination shall test the knowledge of the individual with respect to the lines

of authority for which application will be made, the duties and responsibilities of

an insurance agent, and the insurance laws of this state.  Before admission to the examination, each individual shall pay the nonrefundable

examination fee. (B) The examination described in division (A) of this section shall be required for the

following lines of authority: (1) Any of the lines of authority set forth in divisions (B)(1) to (5) of section 3905.06

of the Revised Code; (2) Title insurance; (3) Surety bail bonds as provided in sections 3905.83 to 3905.95 of the Revised Code ; (4) Any other line of authority designated by the superintendent of insurance. (C)(1) An individual shall not be permitted to take the examination described in division

(A) of this section unless one of the following applies: (a) The individual has earned a bachelor's or associate's degree in insurance from an

accredited institution. (b) The individual has earned a professional designation approved by the superintendent. (c) The individual has completed, for each line of authority for which the individual

has applied, twenty hours of study in a program of insurance education approved by

the superintendent, under criteria established by the superintendent, which may include

the option for all of the following types of courses and programs or combination thereof: (i) Classroom; (ii) Online; (iii) Self-study. (2) Division (C) of this section does not apply with respect to title insurance or any

other line of authority designated by the superintendent. (D) An individual who fails to appear for an examination as scheduled, or fails to pass

an examination, may reapply for the examination if the individual pays the required

fee and submits any necessary forms prior to being rescheduled for the examination. (E)(1) The superintendent may, in accordance with Chapter 119. of the Revised Code, adopt

any rule necessary for the implementation of this section. (2) The superintendent may make any necessary arrangements, including contracting with

an outside testing service, for the administration of the examinations and the collection

of the fees required by this section.

Frequently Asked Questions About Ohio § 3905.04

What does Ohio Revised Code § 3905.04 cover?

Section 3905.04 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Ohio § 3905.04?

A common citation format is "Ohio Revised Code § 3905.04" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Ohio law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.

How does Ohio § 3905.04 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.