Ohio § 3904.09

Full text of Ohio Ohio Revised Code § 3904.09, with citation guidance and answers to common questions.

§ 3904.09.

(A) Within thirty business days from the date of receipt of a written request from an

individual to correct, amend, or delete any recorded personal information about the

individual within its possession, an insurance institution, agent, or insurance support

organization shall do one of the following: (1) Correct, amend, or delete the portion of the recorded personal information in dispute; (2) Notify the individual of all of the following: (a) Its refusal to make such correction, amendment or deletion; (b) The reasons for the refusal; (c) The individual's right to file a statement as provided under division (C) of this

section. (B) If the insurance institution, agent, or insurance support organization corrects,

amends, or deletes recorded personal information under division (A)(1) of this section,

the insurance institution, agent, or insurance support organization shall so notify

the individual in writing and furnish the correction, amendment, or fact of deletion

to all of the following: (1) Any person specifically designated by the individual that may have, within the preceding

two years, received such recorded personal information; (2) Any insurance support organization whose primary source of personal information is

insurance institutions if the insurance support organization has systematically received

such recorded personal information from the insurance institution within the preceding

seven years.  However, the correction, amendment, or fact of deletion need not be furnished if

the insurance support organization no longer maintains recorded personal information

about the individual. (3) Any insurance support organization that furnished the personal information that has

been corrected, amended, or deleted. (C) Whenever an individual disagrees with an insurance institution's, agent's, or insurance

support organization's refusal to correct, amend, or delete recorded personal information,

the individual shall be permitted to file with the insurance institution, agent, or

insurance support organization both of the following: (1) A concise statement setting forth what the individual thinks is the correct, relevant,

or fair information; (2) A concise statement of the reasons why the individual disagrees with the insurance

institution's, agent's, or insurance support organization's refusal to correct, amend,

or delete recorded personal information. (D) If an individual files either statement under division (C) of this section, the insurance

institution, agent, or insurance support organizations shall do all of the following: (1) File the statement with the disputed personal information and provide a means by

which anyone reviewing the disputed personal information will be made aware of the

individual's statement and have access to it; (2) In any subsequent disclosure by the insurance institution, agent, or insurance support

organization of the recorded personal information that is the subject of disagreement,

clearly identify the matter or matters in dispute and provide the individual's statement

along with the recorded personal information being disclosed; (3) Furnish the statement to the persons described and in the manner specified in division

(B) of this section. (E) The rights granted to individuals in this section extend to all natural persons to

the extent information about them is collected and maintained by an insurance institution,

agent, or insurance support organization in connection with an insurance transaction.  The rights granted to all natural persons by this division do not extend to information

about them that relates to and is collected in connection with or in reasonable anticipation

of a claim or civil or criminal proceeding involving them. (F) This section does not apply to a consumer reporting agency.

Frequently Asked Questions About Ohio § 3904.09

What does Ohio Revised Code § 3904.09 cover?

Section 3904.09 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Ohio § 3904.09?

A common citation format is "Ohio Revised Code § 3904.09" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Ohio law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.

How does Ohio § 3904.09 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.